In this paper, the stress distribution of short-fiber-reinforced composites (SFRC) using representative volume element (RVE) approach based on the finite element analysis (FEA) was presented. A three-phase model was built, in which loads were applied to the matrix. The influences of interphase parameters like Young’s modulus and thickness were studied. The FEA confirms that interphase Young’s modulus and thickness control stress distribution in SFRC. The stress concentration at the fiber interface becomes greater with high interphase Young’s modulus and thin interphase thickness. The FEA results were also compared with those obtained by analytic method.