This paper takes the planning scheme of Xinyang Greentown Estate in Mudanjing as an example and studies the modern theory of human settlements. Meanwhile, we start the plan with general plotting, designing and planning, and architectural design. We also focus on creating humanized living environment, the harmony between commercial and residential buildings, and the separation of noise and silence. Then we use Air-pak to simulate the wind environment after the completion of it, and it fills the blanks of wind environment research of estate planning. Under the guiding principle of “people oriented”, the target of estate planning is to establish the mechanism which makes different functions of the estate run-in synchronism. In order to build a civilized, comfortable and healthy estate, it is necessary to follow the guidance of sustainable development strategy to meet people's increasing material and spiritual needs. Along with China’s economy development and the improvement of people’s living standard, people’s environmental awareness is becoming stronger and stronger, and the requirements of living environment is becoming higher and higher. After meeting with the basic material needs, people will begin to pursue a higher level of spiritual needs. Which embodied in residence is that the initial pursuit of shelter gradually transforms into the pursuit of a higher level of ownership, respect and value realization. Today high-quality living environment is the noble pursuit of modern living, and estate planning is directly related to the quality of living environment. This paper takes the planning scheme of Xinyang Greentown Estate in Mudanjing as an example and conducts some initial research on the improvement of the quality of living environment in various aspects.