Sustainable Development Model of Microcredit Companies in Shaanxi Rural Areas

Abstract:

Article Preview

Microcredit has been developing rapidly these years and already become one of the ways of financial services as poverty reduction activities in developing countries. As an important supplement to rural finance, microcredit for the peasants has been gradually developed and improved in China as well as other developing countries. In Shaanxi Province, which is one of the first batches of pilot provinces, microcredit also achieved sufficient development. However, in recent years, microcredit companies are facing the challenge of developing sustainably. Based on this background, the paper is to explore the sustainable development model of microcredit companies, and a new model has been proposed to solve the existing problems of its sustainability and innovation.

Info:

Periodical:

Advanced Materials Research (Volumes 361-363)

Edited by:

Qunjie Xu, Honghua Ge and Junxi Zhang

Pages:

1929-1936

DOI:

10.4028/www.scientific.net/AMR.361-363.1929

Citation:

Q. Wang and M. C. Wang, "Sustainable Development Model of Microcredit Companies in Shaanxi Rural Areas", Advanced Materials Research, Vols. 361-363, pp. 1929-1936, 2012

Online since:

October 2011

Export:

Price:

$35.00

[1] Adams Dale W. Filling the Deposit Gap in Microfinance [J]. Paper for the Best Practices in Savings Mobilization Conference, Washington, DC, 2002 (3) : 45-47.

[2] Hellmann T'M K Stiglitz J E. Deposit Mobilization under Financial through Financial Restraint [J]. Financial Development and Economy Growth. Edited by Hermes and Lensinlk. London and New York: Rout ledge, 2006 (2) : 28-34.

[3] Qunlin Wang. Research on sustainable development of microcredit in Chinese rural areas[J]. Academic Journal of Hunan Agriculture University(Social Science Edition), 2004(05). In Chinese.

[4] Jinpu Jiao, Jun Yang. Discussion about microcredit and organization of microcredit [N]. Financial News, 2005, 10-11. In Chinese.

[5] Shuguang Wang. Muhammad Yunus overturned the traditional credit dogma [N]. China Economy Weekly, 2007 (17). In Chinese.

[6] Xiaoshan Du. 10 years of China microcredit [M]. Social Sciences Academic Press, 2005: 230-300. In Chinese.

[7] Min Tang. High credit rate is a necessity for microcredit companies. [N]. Daily Economy News 2010(06). In Chinese.

[8] Zhuo Wang. Rural micro-credit interest rates and the elasticity of demand [J]. Chinese Rural Economy, 2007, No. 6: 19-24. In Chinese.

[9] Fengqi Cao, Zhiwen Guo. Research on microcredit in China [J]. Rural Finance Research, 2008 9: 26-29. In Chinese.

[10] Guangwen He. Operational mechanisms reform of China's rural financial institutions [M]. Cheng Siwei set editor: Reform and Development: to promote China's rural finance, Economic Science Press, 2005 : 148-230. In Chinese.

[11] Junzhi Shi. International Comparison of microcredit development model and enlightenment for our country [J]. International Financial Research, 2007, the 10th: 15-17. In Chinese.

In order to see related information, you need to Login.