Efficient Mobile Payment System Using a near Field Communication (NFC)

Abstract:

Today, users can access in the network environments anywhere and anytime through a mobile devices. These environments also can be able to perform mobile payment through these devices anytime and anywhere. Especially, in case of a recently being spotlighted NFC can operate high-strength crypto algorithms unlike the existing RFID. And also, this supports the technology as ‘Tag to Device’, ‘Device to Device’. Recently, various studies are being actively researched about the mobile payment system through these NFC devices. In case of existing papers are performed payment steps using most of a Public Key(PKI) or Symmetric-Key based heavy crypto algorithms, therefore, can be slow than how to use a hash-function and XOR. And also, environment construction of tracing, storing and managing about payment information is not strong. In this paper, to solve these problems, we were able to improve on performing time by lightweight authentication method using a hash function and XOR algorithms. And also, we designed that data about the payment information safe can be stored into the USIM File System. Thus, because of this method, we propose a scheme that can be traced about the deny payment.

• Periodical: Applied Mechanics and Materials (Volumes 263-266)
• Pages: 2785-2791
• DOI: https://doi.org/10.4028/www.scientific.net/AMM.263-266.2785
• Online since: December 2012
• Authors: Yun Seok Lee, Eun Kim, Sung Jin Kim, Min Soo Jung
• Keywords: Mobile Payment, NFC, USIM

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