[1]
Information on https://www.pewresearch.org/short-reads/2022/01/13/share-of-those-65-and-older-who-are-tech-users-has-grown-in-the-past-decade/
Google Scholar
[2]
Selected findings on age and digitalization from FRA's Fundamentals Rights Survey, https://www.bmfsfj.de/resource/blob/160708/718712aca2e438178bc34cf3993cb15a/background-paper-fra-conference-data.pdf
Google Scholar
[3]
Paola Serafino, Exploring the UK's digital divide, Office for National Statistics, 2019, https://www.ons.gov.uk/peoplepopulationandcommunity/householdcharacteristics/homeinternetandsocialmediausage/articles/exploringtheuksdigitaldivide/2019-03-04
Google Scholar
[4]
Information on https://www.statista.com/statistics/1241887/turkey-internet-users-use-accessed-internet-daily-age/
Google Scholar
[5]
UK Finance, UK Payment Markets Summary 2022, https://www.ukfinance.org.uk/ system/files/202208/UKF%20Payment%20Markets%20Summary%202022.pdf
Google Scholar
[6]
Information on https://www.ecb.europa.eu/stats/ecb_surveys/space/html/ecb.spacereport 202212~783ffdf46e.en.html
Google Scholar
[7]
S&P Global Market Intelligence 2019 mobile payments survey, information on https://www.spglobal.com/marketintelligence/en/news-insights/trending/6_DaZ6-LrqXw2SzMYBS7uA2
Google Scholar
[8]
Information on https://www.intellinews.com/electronic-payments-used-overwhelmingly-in-russia-contactless-payments-increasingly-popular-167216/
Google Scholar
[9]
Denmark National Bank's survey of the payment behavior of Danish consumers, 2021, information on https://www.suerf.org/suerf-policy-brief/45283/digital-payment-behaviour-differs-significantly-across-countries#f12
Google Scholar
[10]
Strategic Road Map https://static.president.az/pdf/38542.pdf
Google Scholar
[11]
Statista Market Insights https://www.statista.com/outlook/dmo/fintech/digital-payments/ azerbaijan#transaction-value
Google Scholar