In the paper, we analyzed the system optimization algorithms in e-cash (electronic cash) by improving the efficiency of e-cash for software and hardware application. As for the fast asymmetric cryptography algorithms in e-cash scheme, we presented basic interactive protocols based on discrete logarithm cryptosystem. In the protocol, the interacting algorithms achieve authenticated encryption in secret transmission algorithms, the verification of signature and transmission of secret message can be fulfilled in a single algorithm, and therefore the complexity of authentication algorithms in e-cash scheme is greatly reduced. As a comparison with traditional e-cash schemes, we presented an optimized e-cash scheme based on ECC (Elliptic Curves Cryptosystem). The cryptography algorithms of the scheme make full use of the superiority of ECC fast algorithms, thus the optimized e-cash scheme effectively avoids illegal distribution of e-cash and generalized forgery attack on system parameters with less system overheads.