The Loan Pricing Study of Supply Chain Finance Based on Cloud Muster Warehouse (CMW)

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Abstract:

The CMW loan-pricing model is established by RAROC (risk adjusted return on capital) with consideration of performance measurement and risk management. The model was presumed interest income as all revenue and credit risk of economic capital the only risk. Model parameters were calculated with large amounts of processed data by cloud computing and internet of things. By donging this, financial institutions determined loan interest rates provided to SMEs (small and medium enterprises) in financing mode of CMW.

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940-943

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November 2013

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© 2014 Trans Tech Publications Ltd. All Rights Reserved

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