With the development of small and medium enterprises in the importance of the economic activity, the financing of small and medium enterprises also would be more paid attention. It will be the key to the survival of SMEs in Jiangsu Province that how to look for opportunities in the crisis and effectively solve the problem of financing in order to create better opportunities for themselves. This paper describes that there are many development constrains of SMEs in Jiangsu Province at the current market economy. According to survey, this paper puts forward the relevant proposals for the direction for future efforts of the government of Jiangsu Province. The SMEs in Jiangsu Province can synthesize various effective methods so as to ride out the financing difficulties, and gradually expand the company's strength.