Design of Credit Risk Evaluation System Based on the Fuzzy Neural Network and Expert System

Hong Min Zhang

doi:10.4028/www.scientific.net/AMM.543-547.4523

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HomeApplied Mechanics and MaterialsApplied Mechanics and Materials Vols. 543-547Design of Credit Risk Evaluation System Based on...

Design of Credit Risk Evaluation System Based on the Fuzzy Neural Network and Expert System

Abstract:

Credit risk is the main risk that Chinese commercial banks are facing. Taking into account three categories of risk factors, namely risk factors of enterprise, risk factors of commercial bank and risk factors of macroscopic economy, an index system was set up. Then, according to the index system and the characteristics of fuzzy neural network and expert system, a credit risk rating system based on fuzzy neural network and expert system was proposed.

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Periodical:

Applied Mechanics and Materials (Volumes 543-547)

Pages:

4523-4527

DOI:

https://doi.org/10.4028/www.scientific.net/AMM.543-547.4523

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Online since:

March 2014

Authors:

Hong Min Zhang*

Keywords:

Commercial Bank, Credit Risk Rating, Expert System, Fuzzy Neural Network (FNN)

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* - Corresponding Author

References

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