To Construct an Individual Credit Risk Assessment Method

Jia Jun Li; Li Ping Qin; Jia Zhao

doi:10.4028/www.scientific.net/AMR.143-144.116

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HomeAdvanced Materials ResearchAdvanced Materials Research Vols. 143-144To Construct an Individual Credit Risk Assessment...

To Construct an Individual Credit Risk Assessment Method

Abstract:

To achieve low costs and better accuracy of individual risk assessments, we constructed a practical method based on multiple classifiers. The method includes many singal classifiers, such as decision trees and the cluster analysis. And we tested it empirically. The result shows that the application of the method can achieve better accuracy than any single classifier of it.

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Advanced Materials Research (Volumes 143-144)

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116-119

DOI:

https://doi.org/10.4028/www.scientific.net/AMR.143-144.116

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Online since:

October 2010

Authors:

Jia Jun Li, Li Ping Qin, Jia Zhao

Keywords:

Individual Credit Risk Assessments, Multiple Classifier, Risk Management (RM)

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