Products Design of Weather-Based Index Insurance for Nanfeng Citrus Freezing Injury

Jian Min Yin; Qi Long Miao; Pin Kong

doi:10.4028/www.scientific.net/AMR.518-523.5411

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HomeAdvanced Materials ResearchAdvanced Materials Research Vols. 518-523Products Design of Weather-Based Index Insurance...

Products Design of Weather-Based Index Insurance for Nanfeng Citrus Freezing Injury

Abstract:

Abstract: Freezing injury in winter is the key meteorological disaster during Nafeng citrus cultivating. Based on the data of the Nanfeng citrus yield, planting area and freezing injury lost and the minimum air temperature in winter from 1961-2010, the meteorological yield was decomposed. By using the risk assessment methods, weather index and yield loss rate caused by freezing injury was determined, and weather-based index for Nanfeng citrus freezing injure insurance was designed. Occurrence probability of freezing injury was determined by extreme value theory, premium rate was counted and weather-based index insurance contact was designed. Insurance product based on weather index for Nanfeng citrus freezing injury is designed for the needs of policy-guided agricultural insurance. It can be used for avoidance of converse choice and moral hazard, and thus resolving the problems of high indemnity costs and low indemnity efficiency in agricultural insurance.

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Periodical:

Advanced Materials Research (Volumes 518-523)

Pages:

5411-5416

DOI:

https://doi.org/10.4028/www.scientific.net/AMR.518-523.5411

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Online since:

May 2012

Authors:

Jian Min Yin, Qi Long Miao, Pin Kong

Keywords:

Agriculture Insurance, Freezing Injury, Weather-Based Index

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References

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