Risks and Management of P2P Online Lending

Yu Lin Du

doi:10.4028/www.scientific.net/AMR.926-930.3950

Paper Titles

Research on the Resource Integration of University Emergency Management System under Network Environment
p.3934

Research on University-Industry-Research Cooperation Feature to Universities as the Main Target
p.3938

RFID Based Supply Chain Management Information System
p.3942

Risk Assessment of Chemical Plants Based on the Vulnerability
p.3946

Risks and Management of P2P Online Lending
p.3950

Role of Principal Component Analysis (PCA) in the Evaluation of Competitiveness of Small Firms
p.3954

Shanghai Culture Relic Protection Site Tourist Attraction Model
p.3958

Small Business Management Information System Design and Implementation
p.3962

Social Relationship Analysis and Prediction Based on Location Information
p.3966

HomeAdvanced Materials ResearchAdvanced Materials Research Vols. 926-930Risks and Management of P2P Online Lending

Risks and Management of P2P Online Lending

Abstract:

In this paper, we focus on the risks and management of the P2P online lending such as funds security risk, credit risk and qualification risks, then analyze the problems in P2P loan business, we conclude this paper by proposing some measures in developing China P2P online lending business.

You might also be interested in these eBooks

Progress in Applied Sciences, Engineering and Technology

View Preview

Info:

Periodical:

Advanced Materials Research (Volumes 926-930)

Pages:

3950-3953

DOI:

https://doi.org/10.4028/www.scientific.net/AMR.926-930.3950

Citation:

Cite this paper

Online since:

May 2014

Authors:

Yu Lin Du

Keywords:

Credit Risk, Management, P2P Online Lending Platform, Risk, Social Network

Export:

RIS, BibTeX

Price:

Permissions CCC:

Request Permissions

Permissions PLS:

Request Permissions

Сopyright:

Citation:

References

[1] Alexander Bachmann, Alexander Becker and DanielBuerckner, Online Peer-to-Peer Lending: A Literature Review, Journal of Internet Banking and Commerce, 2011, 16( 2): 1- 18.

Google Scholar

[2] Herzenstein, M., Sonenshein, S., and Dholakia, U. M. Tell me a good story and I may lend you my money: the role of narratives in peer-to-peer lending decisions. Journal of Marketing Research, 48(2011b), 138-149.

DOI: 10.2139/ssrn.1840668

Google Scholar

[3] Hulme, Michael K. and Collette Wright. Internet Based Social Lending: Past, Present, and Future,. Social Futures Observatory 5(2010), 6-18.

Google Scholar

[4] Iyer R, Khwaja AI, Luttmer and Shue K Screening in new credit markets: can individual lenders infer borrower creditworthiness in peer-to-peer ending, Working paper, National Bureau of Economic Research, (2009).

DOI: 10.2139/ssrn.1570115

Google Scholar

[5] Kim, J. Options grow for investors to lend online. The Wall Street Journal, July 18, (2007).

Google Scholar

[6] Puro L, Teich JE, Wallenius H and Wallenius J. Borrower decision aid for people-to-people lending. Decision Support System, 49 (2010), 52–60.

DOI: 10.1016/j.dss.2009.12.009

Google Scholar