Characteristics during the fracture process of a plate-type piezoelectric composite actuator (PCA) using acoustic emission (AE) monitoring were investigated under a bending load. The fracturing of a monolithic PZT ceramic shows typically brittle behavior; furthermore, the AE signal at the maximum load, which corresponds to the final fracture, has a high amplitude and long duration. Analysis of dominant frequency bands by a fast Fourier transform (FFT) in conjunction with AE parametric analysis expressed the characteristic changes of the fracture process in the PCA. For the PCA, a brittle fracture in a PZT ceramic layer induces the local delamination between the PZT ceramic and adjacent fiber composite layers. Based on the AE analysis and damage observations through optical microscopy, the features of AE associated with fracture process can be elucidated for the PCA.