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Material origin This research material origin is take some commercial bank's Kaohsiung some branch as the material sampling collection object, sample material period was from 1991 to 2003, the checkup applied for the house mortgage loan material, the altogether 302 samples, in the sample 230 were the normal households,72 were the default households. 3.
First gives an explanation on the material content, in the middle of 302 materials, the loan amount is in the majority by the center jot, 5 million below loan proportion surpasses 90％, the whole average amount is 2.425998 million .
“A Dynamic Analysis of Fixed and Adjustable Rate Mortgage Terminations, ”Journal of Real Estate Finance and Economics 24(1/2),pp. 9-33
“Controlling for Burnout in Estimating Mortgage Prepayment Models,” Journal of Housing Economics 9,215-232
“A Generalized Valuation Model for Fixed-Rate Residential Mortgages, ”Journal of Money, Credit and Banking 24(3),pp. 279-299

Preparation and Characterization of Attapulgite Modified by KH-570 for Formaldehyde Adsorption Hu Tao1, a, Yang Yong2, b and Xia Jianwen3 1 School of Life Science and Chemical Engineering, Huaiyin Institute of Technology, Key Laboratory for Attapulgite Science and Applied Technology of Jiangsu Province, Huaian, Jiangsu 223003, China 2 School of Life Science and Chemical Engineering, Huaiyin Institute of Technology, Jiangsu 223003, China 3 Jiangsu Huayuan Attapulgite Minerals Co., Ltd, Xuyi, Jiangsu 211700, China ahutao126@126.com, byy1974hyit@sohu.com Keywords: Attapulgite; Silane coupling agent; Formaldehyde; Adsorption; Sorbent.
In case of temperature rising and deliqescence, formaldehyde will be released from decoration materials and furniture [2].
Experimental Materials.
Acknowledgements This work was financially supported by Natural Science Foundation of Jiangsu Province (BK2009664) and Technological Research Foundation of Jiangsu Province (BE2008088 ).
Fierrob, et al.: Journal of Hazardous Materials，Vol. 166(2009), p. 491-501 [7] T.

Mechanical Property Measurement of Simulative Lunar Dust The raw materials of the simulative lunar dust come from the Sihai scoria in Jilin, which resemble the sample lunar dust collected by Apollo14 astronauts at the moonfall site in average chemical composition.
Beijing: China Science and Technology Press, 2008:59 [2] Gaier J R.
In: Lunar Regolith Simulant Materials Workshop.
Mineral Journal, 27 (3/4), 2007:571-578 [8] Robert J Gustafson, Marty A Gustafson, Raymond A French, James L Carter.
Materials Science and Engineering, 2008, 478: 201–207.

Influence of Sputtering Power on the Structure, Optical and Electric Properties of Cu3N Films Lina Chen1, a, Jinfeng Leng2, b*, Zhongxi Yang3, c, Zhichao Meng4, d and Bin Sun5,e Material Science and Engineering, University of Jinan, Jinan, Shandong, 250022, China acln371327@163.com, b*jfleng@126.com, cmse_yangzx@ujn.edu.cn dm18363035242-1@163.com ,esunbingood@126.com Key words: Copper nitride thin films, Magnetron sputtering, Transmittance resistivity.
In addition, the stable thin films at room temperature decomposed at lower temperature (about 300℃), and the value of optical reflectance changes greatly before and after decomposition which is critical for write-once optical recording materials.
Acknowledgments We thank for the support of the National Natural Science Foundation of China (No. 51301076), Science, Technology project of University in Shandong Province(No.J14LA60), and Doctor Foundation of University of Jinan(XBS1107).
Boerma, Surface Science. 548 (2004) 95 [10] Terada S, Tanaka H, Kubota K.
Journal of Crystal Growth 1998;94(2):567-8 [11] F.

Synthesis of 2, 6-Deoxyfructosazine and its Decomposition of Incense Flavor in Tobacco Smoke Shu Long1,a, Zhong Cao1,b,*, Yan-Ling Li2, Hua-Wu Yang2, Ji-Shan Li3 and Jian-Nan Xiang1,3,c,* 1 Hunan Provincial Key Laboratory of Materials Protection for Electric Power and Transportation, School of Chemistry and Biological Engineering, Changsha University of Science and Technology, Changsha 410004, P.
Usually, the complexity of various products ranging from simple volatile molecules to complex polymeric materials generated from Browning reactions has made the single pure compound to be isolated and purified very difficulty [5, 6].
Acknowledgements This work has been supported by the projects of National Natural Science Foundation of China (Nos. 20775010, 21075011, 21005026, 21075032), Hunan Provincial Natural Science Foundation of China (Nos. 09JJ3016, 10JJ5002), Foundation of Science and Technology Agency of Hunan Province of China (Nos. 2009FJ3173, 2010FJ3167), Foundation of Hunan Provincial Key Laboratory of Materials Protection for Electric Power and Transportation of China (No. 2011CL06), and Program for New Century Excellent Talents in University (No.
Xing: Chemical Journal of Chinese Univerties Vol. 22 (2001), p. 1824

The Influence of Donor-doped Content on PTC Effect of Ba-excess BaTiO3 Based Ceramics Fired in Reducing Atmosphere Xuxin Cheng1, a, *, Haining Cui1, b, Dongxiang Zhou2, c, and Qiuyun Fu2, d 1College of Electronic Information and Mechatronic engineering, Zhaoqing University, Zhaoqing Road, Duanzhou District, Zhaoqing 526061, Guangdong, PR China 2Engineering Research Center for Functional Ceramics MOE, School of Optical and Electronic Information, Huazhong University of Science and Technology, Luoyu Road 1037, Hongshan District, Wuhan 430074, Hubei, PR China acxx101@126.com, bcuihaining2009@126.com, cdxzhou@mail.hust.edu.cn, dfuqy@mail.hust.edu.cn *corresponding author: Xuxin Cheng, e-mail: cxx101@126.com Keywords: PTC effect, BaTiO3, Donor-dopant, ceramics, Ba-excess Abstract.
Experimental procedures The starting materials were high-purity BaCO3, Sm2O3, Mn(NO3)2, TiO2 and SiO2, and they were weighed on the basis of the following formula: (Ba1.012-xSmx)TiO3 + 0.03mol% Mn(NO3)2 + 2wt% SiO2, In the experiment, the concentration of Ba-excess atoms is 1.2 mol%, the mixture was mixed by wet ball milling for 3h in deionized water using an agate ball in a polyurethane jar, and they were dried at 115 °C in drying oven, then the powders were calcined at 1100 ºC for 2h in air.
The room temperature resistance of the specimens was measured using a digital multimeter, and the temperature dependence of resistance was measured in a temperature-programmable furnace (ZWX-B, Huazhong University of Science and Technology, China) at a heating rate of 1.6 ºC/min in the range of 25–250 ºC.
Acknowledgements This work was financially supported by the Education Department of Guangdong Province through Seedling Project (no. 2013LYM0099), the Grant of Science and Technology Planning Project of Guangdong Province (no. 2012B040303007), the Youth Fund of Zhaoqing University (no. 201320), and the Scientific Research Initial Foundation for the Doctor of Zhaoqing University.
Influence of sintering conditions on the electrical properties and the PTC effect of the multilayer Ba1.005(Ti1-xNbx)O3 ceramics with Ni internal electrode, Journal of Materials Science: Materials in Electronics [J]. 2012 23(12), 2202-2209

The application materials includes: the files from the head office and business departments about the project construction, the specification on hardware deployment, the analyzing reports on resource consumption, when it comes into the emergency resource demands, it also needs the immediate deployment appliance which must be passed with the signature of the leaders in charge of information in Sichuan provincial companies.
After the repeated examination of Mail tunnels of science and technology department, the resource allocation of the system is finally definit.
The second rate includes, resource assessment time, the accuracy rate of resource supply, available rate of resource pool, resource allocation time, the time of reconciliation, the timeliness ratio of resource subscription, the accuracy rate of materials, the users' satisfaction and so on.
Internal demand report is the mainstay to evaluate the quality side of resource allocation, accuracy rate of resource provide and accuracy rate of materials is the mainstay of evaluate the quality side of resource allocation, the time of resource assessment and reconciliation in place is the main restriction of the time of resource allocation assessment.
The achievement has been passed through the first trial of 2013 Country technology advancement award by Sichuan Department of Science and Technology.

Introduction Plant-mix hot reclaiming asphalt pavement takes full advantage of waste materials.
However, due to add the waste materials, how to ensure the pavement performance of recycled asphalt mixture is the key to determine its promotion [1-2].
Many years of experience of using it shows that plant-mix hot reclaiming asphalt mixture should be good service performance as new asphalt mixture when materials and construction technology have been reasonable controlled.
RAP is from the recycled materials of Shanghai-Nanjing highway by pavement planer, and it meets certain technical requirements.
China Journal of Highway, 2006, 19 (2): 31-35 (In Chinese) [5] Yanhai YANG, Wen ZHAO, Hongbin LI.

Su, et al.: Materials Letters.Vol.57 (2003),p.1400
[2] F.M.ming Meng: Materials Science and Engineering B.Vol.117 (2005),p.77
Ramana Rao, Sheela, et al.: Journal of Nuclear Materials.Vol.321 (2003) ,p.331
Tekeli: Materials and Design.Vol.28 (2007),p.713
Moure, et al.: Materials Letters.Vol.38 (1999),p.331 [7] P.Q.Mantas, J.L.Baptista: J.Euro.Ceram.Soc.Vol.15 (1995),p.605

In-situ Combustion Synthesis of h-BN-SiC High-temperature Ceramics Hongbo LIa, Yongting ZHENG and Jiecai HAN Center for Composite Materials, Harbin Institute of Technology, Harbin 150001, China a lihb_hit@hit.edu.cn Keywords: Combustion synthesis; High-temperature ceramic; H-BN-SiC.
Combustion synthesis, also called self-propagating high-temperature synthesis (SHS) [4,5], is a relative new method fabricating ceramics, composites, intermetallics and advanced high temperature materials [6,7].
Du: Journal of Materials Processing Technology Vol. 116 (2001), p. 161 [2] G.J.
Wills: Advanced Ceramic Materials Vol. 3 (1988), p. 411 [4] J.J.
Vol. 39 (1995), p. 275 [7] Kashinath C Patil, Singanahally T Aruna and Sambandan Ekambaram: Solid State & Materials Science Vol. 2 (1997), p. 156 [8] N.